- 合作客户
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翻译公司合作客户-荷兰国际集团
发布时间:2016-09-23 17:00 点击:
荷兰国际集团(简称ING)是一家综合性财政金融集团,1991年由荷兰国民人寿保险公司和荷兰邮政银行集团合并组成。集团在董事会下面设有四个管理运作核心:荷兰总部、国际金融财经业务部、企业和资本市场部、资产管理部。
集团总部:负责荷兰本国市场上的全部保险和银行业务。
国际金融财经业务部:所有荷兰本土以外的国际保险业、零售银行业和商业银行业的运作皆由该中心管理。其保险业务划分三大地区:欧洲和拉丁美洲、北美洲、亚澳地区。银行业务则由中心统一管理。
企业及资本市场部:所有国际货币和资本市场管理部门都由该部门管理。包括国际银行网络以及金融产品、贸易、销售、投资银行、企业银行、风险管理及调研的各项业务。
资产管理部:该部门承担企业投资者的资产和帐目管理、提供个人国际银行服务以及集团公司的保险业务的资产管理。房地产业务和信托业务也属于这个部门管理。该部门同时管理荷兰国际集团各个公司的投资基金。
Our strategy
Our strategy aims to create a differentiating customer experience, enabled by simplifying and streamlining our organisation, further striving for operational excellence, enhancing the performance culture within our company and expanding our lending capabilities. The potential for improvement in these areas varies with our current market positions, which we have divided into Market leaders (Netherlands, Belgium and Luxembourg), Challengers (Germany, Austria, Spain, Italy, France and Australia) and Growth markets (Poland, Turkey, Romania and our business units in Asia).
Our focus is on becoming the primary bank for more customers through growing the share of payment accounts with recurrent income and at least one other product with ING in retail banking and with anchor products such as lending and transaction services in commercial banking.
Market leaders are the Benelux countries where we have leading market positions in both retail and commercial banking. In Benelux countries our strategy is to grow in selected segments, continue to develop towards a direct-first model, invest in digital leadership and deliver on operational excellence programmes.
In Challengers markets we strive to strengthen our market position. Our business units offer both retail and commercial banking services. Our retail activities are mainly direct banking services delivered online which provide a cost advantage over traditional banks. We plan to invest in our Challenger markets to use our strong savings franchises and expand into payments accounts to build primary banking relationships with customers. We seek to use our direct banking expertise to grow our lending business at low cost in areas like consumer lending and lending to SMEs. We will also seek to grow our corporate client base and develop capabilities in Industry Lending and Transaction Services in most of these countries.
In Growth markets, we offer a full range of retail and commercial banking services in strongly expanding economies that offer good growth opportunities. We strive to invest to achieve sustainable share and will focus on digital leadership by converging to the direct-first model and prioritising innovation.
We are a network bank for our clients across Europe with global reach and we are investing in our business transformation programme, the Wholesale Banking Target Operating Model. We have a number of global franchises. We are targeting continued growth in our client base and in Industry Lending and Transaction Services. In Challenger countries we are expanding our asset generating capabilities to promote locally optimised balance sheets and broader franchises.
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